One-page UBD drawing with envelope.

Year: 2026
Technique: Gold, linseed oil

PRA Group bought my credit card loan from Barclays Bank. Our CEO pays off this credit in monthly instalments of €10.

She decided not to sell the whole credit, but to draw on every single instalment bill that comes in each month — to make her work accessible to people with lower incomes and give them the chance to collect art.

Hauser would be an art collector herself if she had the budget. So she knows the feeling of falling in love with a work but not being able to collect it.

Hey to all collectors out there: Be aware of the very precious position you are in — and always remember: the artist you invite to dinner might not be able to pay for the trip to come. So you’d better buy another work. Cheers!

Our prototype UBD “Barclays Indiana Jones” was drawn on the invoice before Barclays Bank sold the whole loan to PRA Group.

Yes, even a loan is a product in late capitalism.